| Charles Sizemore, Co-Editor, Green Zone Fortunes Tax Day is right around the corner, but I’m already looking ahead to 2023. The tax tips Money & Markets Research Analyst Matt Clark and I highlight below can help you sock away more for your retirement as April 18 creeps closer. But to see how powerful tools like health savings accounts (HSAs) can be, you have to start early. See how you can start protecting more of your hard-earned income now — and for the future — in this week’s Investing With Charles. Click here to watch now.  Suggested Stories: 108% Dividend Growth in 7 Years! Inflation-Proof Your Portfolio Powell Follows Volcker's Lead on Inflation — Why That’s Bullish
| A former telecom insider has gone live with a shocking recommendation. This trade involves 5G, the U.S. Army, billions of dollars ... and a bizarre device that could soon be found in EVERY home across America. If you buy just one stock in 2022, you should make it this one. | |
HSAs Are Powerful Tax-Saving Tools An underappreciated way to save on taxes is the health savings account (HSA). This is a Charles Sizemore original. I call an HSA a “spillover IRA.” Why do I call it that? If you've already maxed out your IRA, your 401(k), all of your usual alphabet soup of retirement accounts, and you still want to put more money away to get that tax break, the HSA is a solid option. HSAs and IRAs are not interchangeable. But depending on how you structure it and how you use it, you can make an HSA a de facto IRA. Let’s consider the rules. When you put money into an IRA, you can't touch it without taking a penalty until you are age 59 and a half. The HSA is different. If you put money into an HSA, you can take it out tomorrow for health expenses. Use it for any purpose other than health expenses, and you’ll pay a penalty and taxes. The exception is if you wait until you're at least 65. Why not 59 and a half like the IRA? Once you qualify for Medicare, you don't need the HSA anymore. So the IRS allows you to just take the money out like you would an IRA. At the end of the day, if you want to get as much money out of the taxman's hands as possible, an HSA is a solid option. [Note: You can still contribute to an HSA for tax year 2021 until April 18, 2022.] Click here to get the most out of your HSA now, plus other valuable tax tips. Suggested Stories: Strong Bullish at Sea: Buy Shipping Stock as Prices Soar 43% Too Little, Too Late: No. 1 Bullish Trade as the Fed Chases Inflation
| Wall Street legend says America 2.0 stocks will lead the charge to a huge rebound, leaving the blue-chip stocks to fade out. But hurry, as it will happen fast. | |
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1989: The Exxon Valdez spilled 240,000 barrels (11 million gallons) of oil in Alaska's Prince William Sound after it ran aground. | |
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