America Has Gone to Hell

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Manward Financial Digest

America Has Gone to Hell


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Editor's Note: We're doing something a bit different this morning. We're presenting readers with one of Andy's most important and most popular essays ever. A version of it was originally published in the April 2022 issue of Manward Letter.

Andy Snyder

Andy Snyder

The last few years in America have been hellish.

Some would say it's not just here in the States. It's been hell on Earth.

The ignorant will blame a tough series of events. They'll say contested elections, race riots, round after round of pandemic panics, a couple of economic shake-ups and a worldly war in Europe - all one after the other - are mere coincidence.

The suffering was supposed to end once a new leader was chosen... then it would end when 2020 turned to 2021. After that, 2022 was supposed to be the year of hope... After the masks came off, it'd be the "Roaring '20s."


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Each passing day only seems to disappoint the naïve. They've been duped, like a dead-broke gambler at a blackjack table, that the next hand is the winner.

Eventually, the casino will comp them a taxi. It'll be a long, blurry-eyed ride home.

The truth is none of this is coincidence. It's no more a result of chance than the well-prepared man who succeeds in life. What's the old saying... "Luck is what happens when preparedness meets opportunity"?

It's a critical idea.

What has taken place over the last three years is merely fallout from the same idea... just flipped on its ugly little butt.

What we have now is what happens when a lack of preparation and honest thought meets reality.


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Stupid Hurts

Decades of spending on all the wrong things. A floundering education system that fails to tell the world's important history... or its painful consequences. A carefully crafted system of checks and balances that's been pushed aside for "feel-good" laws and politics. And, perhaps the invisible killer, a social safety net that swallows its victims instead of bouncing them back to independence.

We've written about it all before.

In early 2019, we famously debuted our "Gone to Hell" scale to Manward Letter readers. It's a unique rating system that helps us gauge the health of not just the American economy and culture, but any government system of any scale.

Each time we bring it up, we put ourself at greater risk. Folks don't want to hear this stuff. They take offense to the idea. "How dare he say the Social Security system is a fraud!" Or "How dare he say those innocent teachers are leading our kiddos astray!"

But look in the mirror, America. This black eye - uncontrolled inflation, an economy on the brink, stores closing because of runaway crime - isn't from some creep who came in from the back and sucker-punched us. It's a self-inflicted wound. We got drunk and careless. We tripped on our own ignorant pride and fell right down the steps.

With that, we turn to our "Gone to Hell" scale to see how things are trending. Once we know how we're doing, we can take that first critical step to fix it.

Longtime subscribers will know the scale looks at five key criteria, grading each on a traditional A through F scale. We look at our adherence to good law, the health of our education system, our social safety nets, our self-defense, and the difference in tax treatment between the rich and the poor.

Many ratings have changed.

There's good news. And there's bad news. But all of it is honest and fair.

Let's take a look...


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The automaker is now under investigation by the U.S. gov't for multiple crashes like this.

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Andy Snyder | Founder

Andy Snyder is the founder of Manward Press, the nation's premier source of unfiltered, unorthodox views on money and what it means for a free society. An American author, investor and serial entrepreneur, Andy cut his teeth at an esteemed financial firm with nearly $100 billion in assets under management. He's been a keynote speaker and panelist at events all over the world, from four-star ballrooms to Capitol hearing rooms.


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