An Income Strategy That Will Shield You from America's Retirement Disaster
For those who worked their entire life in hopes of having enough stashed away to enjoy their golden years in peace, many are finding they didn't have enough.
We're suddenly all talking about the "Unretirement Crisis" that's gripping America.
A person works their entire adult life – toiling into their late 60s to reach their retirement – only to have to return to the workforce... with the prospect of working forever.
And that's the catalyst for the "Unretirement Crisis" the doomsayers are talking about.
Unfortunately, the real story is worse... much worse.
We're deep into the "Not Enough Era," and the numbers are frightening.
Not too long ago, Boston College estimated that there was a $7.1 trillion retirement-savings shortfall among American households. It's setting up conditions like people faced during the Great Depression, where Americans worked until they died or had to rely on charity when they physically couldn't work anymore.
That's absolutely the path "Gen X" is on.
The generation born between 1965 and 1980.
A generation where "Wolly Bully" by Sam the Sham and Pharaohs sat at the top of Billboard magazine's Top 100 Hot Songs list in 1965 and "Call Me" by Blondie won the top spot in 1980.
One of the first generations where both parents worked full time.
A generation that became more educated than their parents.
And unfortunately... a generation that's the closest to retirement – with not enough money saved.
Imagine you could ask an A.I. program what price Google stock is going to be next month...
Or how much the price of gold is going up or down...
And what if it could predict those outcomes with astonishing accuracy?
Well, believe it or not, one of the world's leading financial tech companies, a company called TradeSmith, launched a program recently that does exactly that...
Data from investment bank Natixis found that the average median retirement savings for Gen Xers is $81,000.
As in "this is everything I have."
Nowhere near the projected $1.2 million retirement fund you would need to live comfortably... but even that amount needed may now be an underestimate.
Americans lost $6.8 trillion in stock-and-housing wealth last year, as inflation and uncertainty hammered markets and drained wallets. And there's no "calvary" galloping to the rescue: This crisis will only get worse.
That's the bad news.
The good news is that you can start taking steps immediately to get back on track.
I'm talking about investing for income.
And not income from CDs, bonds, money markets, or the usual suspects that provide yawn-returning yields.
I'm talking about "new school" approaches that account for the times we are living in today.
Where uncertainty is the new normal... and you have to figure out ways to generate a constant stream of income.
Something to be aware of with monthly dividend ETFs is that you should not expect price appreciation as a main benefit. The price performance is normally choppy and can significantly trail behind major indexes.
However, the dividend payouts can more than cover any marginal loss from price performance.
One example is the Global X SuperDividend ETF (SDIV), which holds companies that rank as the highest-dividend payers around the world.
It has a massive yield of 13.68%.
And while the yield is a bit lower, one of the "Steady Eddy" income ETFs is the Invesco S&P 500 High Dividend Low Volatility ETF (SPHD). It invests 90% of its assets in stocks listed in the S&P 500 Low Volatility High Dividend Index, which means the fund is centered around stocks in stable industries – like utilities and defense.
If you joined fintech experts Andy and Landon Swan when they first recommended NVIDIA, you could have enjoyed an extraordinary 669% price explosion if you got in early and had held on.
That's enough to turn a $5,000 stake into $38,250!
Now that AI is ready for takeoff...
Their research suggests we're staring at an opportunity of this magnitude again — if not even greater.
It all hinges on the Smart TV in your living room...
In fact, they have compelling new evidence that this so-called 'AI TV' could become the #1 Tech Sensation of the Decade!
I also shared a stock that not only has a dividend yield that's above 13% as of this writing... but the most bullish of analysts predict this stock price could nearly double in the next year.
This is the type of advice you will keep finding in TradeSmith Daily.
To make sure your retirement isn't a frightful future event... but one that you should be looking forward.
And I also want to share one more strategy with you today.
I'll do it by starting off with a question.
Is it possible to collect extra income from the market in 97 out of every 100 trades?
Skeptics will say no.
But those same cynics also thought that accurately predicting stock prices 30 days into the future was impossible.
Yet that's precisely what my team accomplished earlier this year with the debut of our artificial intelligence program An-E (Analytical Engine).
And now, after more than three months of additional research and refinement, we're back with An-E's latest breakthrough.
It's a new A.I. income tool that could give you the opportunity to collect extra income basically whenever you want.
If you're one of the millions of Americans in need of extra money right now, our new artificial intelligence discovery could be a true game-changer for you.
TradeSmith is not registered as an investment adviser and operates under the publishers' exemption of the Investment Advisers Act of 1940. The investments and strategies discussed in TradeSmith's content do not constitute personalized investment advice. Any trading or investment decisions you take are in reliance on your own analysis and judgment and not in reliance on TradeSmith. There are risks inherent in investing and past investment performance is not indicative of future results.
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