The 'Unretirement Crisis' Is Sweeping America — And Here's the One Way to Avoid It
When Tom Brady hung up his cleats in February 2022, his "retirement" lasted less than 40 days.
He was back under center for the Tampa Bay Buccaneers in Week 1 of the 2022 NFL season.
Folks called it an "unretirement."
And millions of Americans are now doing the same thing.
With an obvious difference.
Brady's return to the gridiron was triggered by his passion for football (his estimated $500 million "nest egg" gives him that luxury).
But that flood of Americans returning to work are "unretiring" out of fear and necessity — those older folks don't have the cash to stay retired.
Want proof?
The CNBC chart below illustrates how the "unretirement" numbers have surged to pre-pandemic levels, and will likely pass them:
This return-to-work wave has several powerful triggers. Perhaps the biggest: Americans lost $6.8 trillion in stock-and-housing wealth last year, as inflation and uncertainty hammered markets and drained wallets.
Andy and Landon Swan have developed a secret online signal that predicts big stock moves — BEFORE they happen. They used it to lock in a 669% gain on NVIDIA. Now they have a potentially BIGGER opportunity.
It's traumatic, and the "unretirement wave" could easily become the "Unretirement Crisis."
But it doesn't need to be.
Not for you.
Because there's an answer.
You can't rely solely on stock prices climbing.
Or your 401k.
And definitely not on Social Security.
You need income.
But not income in the traditional sense — from bonds, money markets, or CDs. You need accelerated income… perpetual income… income that's predictable and protected so that you don't have to return to work in your 60s… 70s… or even 80s and 90s.
Today, I want to show you a few strategies that'll help you do just that.
Money Never Sleeps
One of the easiest ways to generate income is by owning companies that not only reliably payout dividends… but also increase those payouts as well.
Dividend Aristocrats are S&P 500 companies that have increased their dividend payouts every year for at least 25 years. Dividend Kings have been in the "income-paying game" even longer — boosting their payouts every year for at least half a century.
A trio of Dividend Aristocrats that are in our Green Zone — a healthy and investable state — are:
💲 Aflac Inc. (AFL): 2.39% yield, $1.68 in income 💲 J.M Smucker Co. (SJM): 2.87% yield, $4.24 in income 💲 McDonald's Corp. (MCD): 2.07% yield, $6.08 in income
For the Dividend Kings, here are three members in our Green Zone:
💲 Farmers & Merchants Bancorp (FMCB): 1.73% yield, $16.60 in income 💲 Illinois Tool Works Inc. (ITW): 2.06% yield, $5.24 in income 💲 Emerson Electric Co. (EMR): 2.26% yield, $2.08 in income
If you don't want to pick individual stocks as income generators, don't worry.
Imagine you could ask an A.I. program what price Google stock is going to be next month...
Or how much the price of gold is going up or down...
And what if it could predict those outcomes with astonishing accuracy?
Well, believe it or not, one of the world's leading financial tech companies, a company called TradeSmith, launched a program recently that does exactly that...
A second strategy for income generation is owning ETFs that will pay you monthly income.
Something to be aware of with monthly dividend ETFs is that you should not expect price appreciation as a main benefit. The price performance is normally choppy and can significantly trail behind major indexes.
But the dividend payouts can more than cover any marginal loss from price performance.
One example is the Global X SuperDividend ETF (SDIV), which holds companies that rank as the highest-dividend payers around the world.
It has a massive yield of 13.68%.
And while the yield is a bit lower, one of the "Steady Eddy" income ETFs is the Invesco S&P 500 High Dividend Low Volatility ETF (SPHD). It invests 90% of its assets in stocks listed in the S&P 500 Low Volatility High Dividend Index, which means the fund is centered around stocks in stable industries – like utilities and defense.
It has a very respectable yield of 4.21%.
For a third monthly income ETF option, there's the SPDR Dow Jones Industrial Average ETF Trust (DIA), which can sprinkle in a little more price appreciation with its monthly income payouts than the first two ETFs covered.
For the year, DIA is up 6.4%, with a dividend yield of 1.92%.
Finally, there's a new income option that taps into the recently unleashed powerhouse of artificial intelligence (AI).
We have it — and it's available to you.
You don't have to be a tech whiz or an investment pro to use it.
I'm convinced this brand-new income-generating, AI breakthrough could solve the "Unretirement Crisis."
It can bring future-saving income to the millions of Americans who need that income boost.
And I just wanted to let you know that spots are filling up fast for the world premiere of TradeSmith's brand-new A.I. income tool on July 26, 2023.
For those who join us, you'll be one of the first people in the world who could gain access to our new machine learning instrument that identified instant income opportunities at an astonishing 97% accuracy rate in backtests.
TradeSmith is not registered as an investment adviser and operates under the publishers' exemption of the Investment Advisers Act of 1940. The investments and strategies discussed in TradeSmith's content do not constitute personalized investment advice. Any trading or investment decisions you take are in reliance on your own analysis and judgment and not in reliance on TradeSmith. There are risks inherent in investing and past investment performance is not indicative of future results.
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