| Dear Reader, Yesterday was Deal Open Day for our incredible Marina Residences opportunity. D-day for short... Since then, the response from RETA members has followed a familiar pattern. Strong interest, a deluge of reservations. Decisions made quickly. If Marina Residences is the right fit for you, the correct next step hasn’t changed. If you’re already reserved, now is the moment to move smartly through due diligence and stay close to your advisor. Being in early with a reservation is only a benefit if you move decisively. Lots of RETA members are waiting in the wings... And if you haven’t yet called to join them, this is your last chance to inquire about availability. Inquire here, get the number, and call it! This is important: you must call the number you received when you inquired. That’s how you get in line. No call, no position.
The window never stays open for long. This is why RETA works. We don’t uncover opportunities like Marina Residences by chance. My team and I spend over a million dollars each year on travel, scouting, and research—often years before a market reaches the broader radar. We negotiate directly.
We work off-market.
And developers know that when RETA members engage, they engage seriously. That reputation matters. It’s why opportunities like this come to us first. Marina Residences sits directly on the marina, just steps from the old town and the beach. It will have a rooftop pool, spa, gym, panoramic Atlantic views from our amenities—and the kind of location that simply cannot be recreated. Remember to ask your advisor all about financing. Foreign buyers also have access to Portuguese bank financing, up to 70% loan-to-value, at rates currently as low as 2.3%. Used properly, that leverage amplifies our deal. To remind you: - We have a handful of spacious two-bed apartments from just €585,000. That gets you 1,223 square feet of luxury including a large terrace of 262 square feet. Our apartments will be fitted out with state-of-the-art appliances, underfloor heating and high-grade smart-home tech. Exactly what the discerning international seek out in addition to location and superb luxury amenities.
- Just three years after delivery I expect these condos will be worth €877,500—that’s a gain of €292,500.
- Think about how Portuguese bank financing amplifies this. Foreign buyers can borrow up to 70% at rates as low as 2.3% right now.
- That would put you into the deal for around €175,500 plus buying costs, with mortgage repayments of around €1,600 a month at 2.3%. And dealing with the banks, the rental managers...all easy.
- Line that monthly repayment up against the shot-term rental scenario: Rent your premium marina-adjacent condo complete with rooftop resort amenities and I’d expect €76,500 a year. That’s a gross yield of 13.1%. And I’m basing that figure on real data from 2025 in premium two-bed rentals in Lagos. (Of course, you’ll need to allow time to build up occupancy, repeat guests and reviews.)
- That rental income works out as a per-month equivalent of €6,375—a huge figure lined up next to the modest holding costs and mortgage repayments.
- Going up, we also have large two-bed condos of nearly 2,000 square feet from a RETA-only €745,000. Spacious, airy and kitted with state-of-the-art appliances, they include a terrace of 463 square feet—bigger than many studio apartments.
- Three years after delivery I expect they will be worth €1,117,500—a gain of €372,500.
- And for those of us who act fast enough on Deal Open Day, there will be an opportunity to lock down a penthouse condo for just €995,000.
- Just three years after delivery I expect these penthouses will easily be worth close to €1.5 million. That’s absolutely in line with Lagos’ trajectory and we’ve already seen this play out with other RETA deals here.
- Using Portuguese bank financing, a €995,000 purchase with 70% leverage at 2.3% puts you into the deal for less than $300,000 plus buying costs, with mortgage repayments of around €2,700 a month. That’s pretty mind-blowing, even for a RETA deal.
Finally, thank you for being part of a group that understands how real opportunities work.
More are coming—but not in Lagos. The moats around Marina Residences are deep and buttressed by 5-star luxury groups committing millions of dollars, branded-residences, the expanding marina and the historic and preserved old town. Last call for Lagos. Inquire here for availability.  P.S. I always recommend that you hire an attorney to carry out due diligence on any overseas real estate purchase. In Portugal, I use Ricardo Pica (ricardo@legalservices.pt). Ricardo has helped many RETA members purchase property successfully on Portugal's Algarve coast. To reserve a condo, you’ll pay a $5,000 fully refundable deposit. Once you sign the contract, you'll pay an additional $5,000. Both these payments will be held in the developer's U.S. escrow account. There is a fee of $200 to cover escrow costs. Escrow is a safe and secure way to protect your deposit. Your attorney should also review any finance or rental agreements that you sign in the future as part of your purchase. |
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