| When I invest in bonds, I'm not planning on selling them at a profit. If their prices go up and there's an opportunity to sell them, great - but my bond positions are intended to produce income and protect capital. I expect to hold a bond until maturity. I buy bonds with short maturities because I need the money soon. I am creating a bond ladder where various bonds will mature in each of the next few years. I'll earn some interest on the bonds while the money is invested, and each year, as the bonds mature, the money will become available to pay tuition. While I love my dividend stocks, anything can happen in the short term. And if the market falls, I want to be able to buy more dividend payers. Should the bond market tank in the next few years, I really don't care. I don't plan on selling my bonds, so the price doesn't matter to me. When the bonds mature, I'll cash them out. Corporate bonds are not risk-free, but they are a pretty safe way to earn some interest and count on all of your investment being available to you when you need it, as long as you time it right with the correct maturities. In other words, if you need the cash in December 2023, make sure your bond matures before then. The good news is the bond market is so large that you shouldn't have a problem finding bonds with the maturity date you want at the risk level you're comfortable with. If you can't tolerate much risk on your short-term funds, corporate bonds are a great way to invest. Good investing, Marc P.S. Bonds are not to be underestimated. In fact, some of the bonds that I recommend can more than TRIPLE your starting stake in just four years. And that's legally guaranteed! If you want to leave market volatility behind and earn up to 227% in just four years without touching stocks or options, you'll want to see THIS. | 
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